Freedom Point: your financial independence number
Financial independence (FI) is when your investments can cover your living costs. See how much you need, and when you could get there.
Your numbers
Assumptions
In today's money. 5% is a common long-run assumption for a diversified stock-heavy portfolio, not a promise.
The share you withdraw in the first year of retirement. 4% is a widely used rule of thumb; lower is safer.
Your results
Freedom Point at age
55
in 25.6 years, around 2052
Invest 10% more each month and reach your Freedom Point 15 months sooner.
- Your FI number
- $1,000,000
- Coast FI
- $181,290
- Savings rate
- 22.5%
Yearly costs ÷ withdrawal rate
If you had this invested today, it would grow to your FI number by age 65 without saving another cent.
Not yet reached.
Invested balance by age
Education only, not financial advice. Results are estimates based on the numbers you enter.